Shifting systems. Building wealth. One homeowner at a time.

CLTRE Keeper is a community-rooted homeownership initiative that bridges the gap between renters and first-time homebuyers in Sacramento. We designed this program to meet people where they are and walk with them through every step of the homebuying journey—from dreaming to closing.

Our approach is grounded in financial empowerment, long-term stability, and neighborhood transformation. With personalized support, deep community partnerships, and culturally responsive education, CLTRE Keeper is opening doors—literally and figuratively.

Program Tracks

Track 1: 8-Week Homebuying Program

A cohort-based experience offering guided education, peer support, and expert instruction on credit, lending, real estate, and closing processes. Designed for first-time homebuyers ready to move toward ownership.

Track 2: Personalized Coaching

One-on-one support with certified housing counselors and financial coaches to build credit, reduce debt, and create custom action plans that move participants closer to homeownership on their own timeline.

Track 3: Workshops

Free community workshops open to the public—covering everything from down payment assistance to budgeting, estate planning, and understanding the market.

🗓 Open Enrollment – APPLICATIONS ARE NOW CLOSED