CLTRE Keeping
We advance housing equity at the individual level through our three homeownership tracks: the 8-week homebuying program, personalized coaching, and community workshops. We also build financial confidence and generational wealth through strategic partnerships and culturally grounded support.
CLTRE Keeper
Shifting systems. Building wealth. One homeowner at a time.
CLTRE Keeper is a community-rooted homeownership initiative that bridges the gap between renters and first-time homebuyers in Sacramento. We designed this program to meet people where they are and walk with them through every step of the homebuying journey—from dreaming to closing.
Our approach is grounded in financial empowerment, long-term stability, and neighborhood transformation. With personalized support, deep community partnerships, and culturally responsive education, CLTRE Keeper is opening doors—literally and figuratively.
Program Tracks
Track 1: 8-Week Homebuying Program
A cohort-based experience offering guided education, peer support, and expert instruction on credit, lending, real estate, and closing processes. Designed for first-time homebuyers ready to move toward ownership.
Track 2: Personalized Coaching
One-on-one support with certified housing counselors and financial coaches to build credit, reduce debt, and create custom action plans that move participants closer to homeownership on their own timeline.
Track 3: Workshops
Free community workshops open to the public—covering everything from down payment assistance to budgeting, estate planning, and understanding the market.
🗓 Open Enrollment – Now Open Until May 6, 2025 at 11:59pm
Program Partners:
Read More About CLTRE Keeper
Join Us in Making Homeownership Possible: A Special Invitation for Purpose-Driven Realtors
At CLTRE, we believe that everyone deserves a place to call home—and we’re turning that belief into action through the CLTRE Keeper Homeownership Program. This 8-week program prepares Sacramento residents—many from historically excluded communities—to become...
Breaking Barriers: CLTRE Keeper Open Enrollment Open Until May 6, 2025
Homeownership has long been considered the cornerstone of the American Dream. Yet, for many Americans—especially first-time buyers—purchasing a home has become increasingly out of reach. With rising housing costs, stagnant wages, and systemic barriers in lending,...
Success Story: Lai Jo Teurn’s Journey to Homeownership with CLTRE
At CLTRE, we are committed to helping families achieve the dream of homeownership. Today, we are thrilled to share the inspiring story of Lai Jo Teurn and his family's journey to owning their first home, thanks to our first-time homebuyer program and the unwavering...
Celebrating Success: Doug and Vanessa Marchbank Cupid Achieve Homeownership with CLTRE
We are thrilled to announce another milestone in CLTRE's first-time homebuyer program as Doug Cupid and Vanessa Marchbank Cupid have successfully become homeowners! Their journey to homeownership culminated in a joyous moment as they signed their closing documents and...
Celebrating the CLTRE Keeper First-Time Homebuyer Graduation
This past week, we gathered to honor an incredible milestone for our community—the CLTRE Keeper First-Time Homebuyer Graduation! This event marked the culmination of 8 weeks of dedication, growth, and perseverance for our participants, who worked tirelessly to make...
First Time Home Buyer California: Your Complete Guide to Homeownership
Buying your first home is both exciting and daunting, especially in a competitive real estate market like California. As a first time home buyer in California, navigating the various programs, loans, and resources available to you is key to securing a home that meets...