CLTRE Keeping
We advance housing equity at the individual level through our three homeownership tracks: the 8-week homebuying program, personalized coaching, and community workshops. We also build financial confidence and generational wealth through strategic partnerships and culturally grounded support.
CLTRE Keeper
Shifting systems. Building wealth. One homeowner at a time.
CLTRE Keeper is a community-rooted homeownership initiative that bridges the gap between renters and first-time homebuyers in Sacramento. We designed this program to meet people where they are and walk with them through every step of the homebuying journey—from dreaming to closing.
Our approach is grounded in financial empowerment, long-term stability, and neighborhood transformation. With personalized support, deep community partnerships, and culturally responsive education, CLTRE Keeper is opening doors—literally and figuratively.
Program Tracks
Track 1: 8-Week Homebuying Program
A cohort-based experience offering guided education, peer support, and expert instruction on credit, lending, real estate, and closing processes. Designed for first-time homebuyers ready to move toward ownership.
Track 2: Personalized Coaching
One-on-one support with certified housing counselors and financial coaches to build credit, reduce debt, and create custom action plans that move participants closer to homeownership on their own timeline.
Track 3: Workshops
Free community workshops open to the public—covering everything from down payment assistance to budgeting, estate planning, and understanding the market.
🗓 Open Enrollment – APPLICATIONS ARE NOW CLOSED
Program Partners:
Read More About CLTRE Keeper
U.S. Bank Joins Forces with CLTRE Through Their Community Possible Grant
We are thrilled to announce a significant milestone in our journey to empower BIPOC community members on the path to homeownership. CLTRE is honored to welcome U.S. Bank as a valued partner, a collaboration that promises to elevate our program to new heights. U.S....
Empowering Homeownership with the CLTRE Keeper First Time Home Buyer Program
Navigating Home Buying Success Through Knowledge, Resources, and Community Support Are you a BIPOC entrepreneur dreaming of owning your first home? The journey to homeownership can be both exciting and daunting, especially if you're facing unique challenges as...