CLTRE Keeping

We advance housing equity at the individual level through our three homeownership tracks: the 8-week homebuying program, personalized coaching, and community workshops. We also build financial confidence and generational wealth through strategic partnerships and culturally grounded support.

CLTRE Keeper

Shifting systems. Building wealth. One homeowner at a time.

CLTRE Keeper is a community-rooted homeownership initiative that bridges the gap between renters and first-time homebuyers in Sacramento. We designed this program to meet people where they are and walk with them through every step of the homebuying journey—from dreaming to closing.

Our approach is grounded in financial empowerment, long-term stability, and neighborhood transformation. With personalized support, deep community partnerships, and culturally responsive education, CLTRE Keeper is opening doors—literally and figuratively.

Program Tracks

Track 1: 8-Week Homebuying Program

A cohort-based experience offering guided education, peer support, and expert instruction on credit, lending, real estate, and closing processes. Designed for first-time homebuyers ready to move toward ownership.

Track 2: Personalized Coaching

One-on-one support with certified housing counselors and financial coaches to build credit, reduce debt, and create custom action plans that move participants closer to homeownership on their own timeline.

Track 3: Workshops

Free community workshops open to the public—covering everything from down payment assistance to budgeting, estate planning, and understanding the market.

🗓 Open Enrollment – APPLICATIONS ARE NOW CLOSED

Program Partners:

Us Bank Logo
City of Sacramento Logo
Sacramento Region Community Foundation
Sacramento Region Community Foundation

Read More About CLTRE Keeper

CLTRE Club Re-Grand Opening: Your Invitation to Support Local Culture

CLTRE Club Re-Grand Opening: Your Invitation to Support Local Culture

Join us on Second Saturday, February 10th, from 10 AM to 6 PM, at 1409 16th St, Sacramento, CA 95814. Excitement is buzzing in the air as we eagerly prepare for the CLTRE Club Re-Grand Opening! We extend an invitation to join us on Second Saturday, February 10th, from...

Celebrating Homeownership: CLTRE Keeper Graduation Recap

Celebrating Homeownership: CLTRE Keeper Graduation Recap

Embarking on the journey of homeownership is a monumental achievement, and on December 15th, 2023, CLTRE proudly celebrated the graduation of 25 members from our CLTRE Keeper Program. Held at the Brickhouse Gallery & Art Complex, this event marked the culmination...

CLTRE Keeper First Time Homebuyer Program Highlight

CLTRE Keeper First Time Homebuyer Program Highlight

The CLTRE Keeper is a 8-week home buying program specifically designed for people in our culturally rich neighborhoods, with the goal of providing them with the knowledge, resources, and support they need to navigate the home buying process and become successful...

Donate to CLTRE And Support Our Program